I think we have a policy to suit your needs give me a ring.
Our Protect Personal Accident policy extends to cover CPO (non Armed , Non Hostile) Door Supervision, Guarding, Event Security & Consultants (non Amred Non Hostile)this provides a lump sum for death or total permanent dissability i.e in a wheelchair of Â£100,000.
Plus a weekly benefit following an accident which renders you unable to carry out your usual security related work. i.e Broken arm 2 week excess so nothing paid then the policy would pay upto 60% of your take home until doctor signs you back on i,e 6 weeks at Â£250 per week.
If you are self employed, we can write this in the Company name to cover you (so an expense against your tax bill!) plus we can uplift to 100% of your weekly wage.
The policy is also designed for guys working non hostile in Europe / US i.e includes upto Â£1Million medical expenses to get you treated and back home as most travel insurances will NOT pay out for guys who are what the insurance industry calls undertaking any form of 'manual work'.
I have copied below the basic package, note cover is 24/7 so this includes falling under a bus whilst not working plus most hobbies, obviously if you are semi pro wrestler or Sky Diver on your days off the premium may alter, but our underwriters will do most things.
Cover designed for:- Close Protection & Security Services, Training,
Surveillance & Door Supervision
Territorial limits UK, Europe, USA, New Zealand & Australia
(other Countries covered subject to referral to underwriters)
Annual Premium Â£315.00 (inclusive of 5% Insurance Premium Tax)
Policy Benefits in respect of Accident
Permanent total loss of sight in one or both eyes
Loss of one or more limbs
Permanent total loss of speech
Permanent total loss of hearing in one ear
Permanent total loss of hearing in both ears
Permanent Total Disablement
(other than loss of sight, limb, speech & hearing)
Temporary Total Disablement
Benefit Period 52 weeks (14 Day Excess)
Â£500 per week MAX *
Medical & Repatriation Expenses
(Max 90 days working overseas per annum)
* weekly benefit payable following an accident rendering you totally unable to complete your usual security related work. Limited to 60% of your proven average earnings over the previous 12 months
As ever we tailor the cover to what you do, so you might want to change anything or add in cover for illness. This type of cover was designed specifically for those in the security industry and I am keeping the premium as low as possible!.
T: 01432 268007
HEREFORD. HR4 0BG